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Retirement Calculator Affiliate Program Agreement

Please read the agreement and click the Button at the bottom of the page to go to the sign up form.
This agreement describes the entire terms and conditions for participation in the Retirement Calculator, Inc. Affiliate Program. In this agreement, the term "Participant" refers to you (the applicant), and "sponsoring website" refers to the website from which you will link to Retirement Calculator, Inc. Wherever the agreement refers to "you" or "your", it means "the Participant"; "we" or "our" refer to Retirement Calculator, Inc. and the terms "product" or "products" refer to the Retirement Calculator. You can add or remove links at any time: You may add as many links to the Retirement Calculator, Inc. website, or remove such links, at anytime and without prior approval from Retirement Calculator, Inc. Referral Fee Qualifying Product: Retirement Calculator Version 3.0 software sold by Retirement Calculator, Inc. originating from a special link or links at your sponsoring website qualify to earn you referral fees. The following product will be considered a "qualifying product":

Product that meets the following criteria:
Product sold to customers who follow a special link from your sponsoring website to our site and submit that order by using the Retirement Calculator, Inc. online order form.

The following product will not be considered qualifying for referral fees:
Retirement Calculator Version 3.0 sold through any other special link to our site other than the specific URL's that you are assigned to your sponsoring website.

Referral Fee Amount: The purchase price of referral fee qualifying product will count toward the total sales during the calendar month in which such product is sold. Only qualifying product that is sold by Retirement Calculator, Inc., sent (e-mail, download, electronic data interchange EDI) to a customer and for which Retirement Calculator, Inc. has received full payment will qualify for a referral fee.

The total of such Business to Consumer sales in any given month will generate referral fees, based upon the applicable flat rate referral fee, according to the following schedule:

Business to Consumer: $7.50 referral fee for online orders. Once you have reached 10 sales each month, you're referral fee will increase to $10.00.
For example, suppose you sell 100 Retirement Calculators during a 30-day month at $24.95 per Retirement Calculator. That's $2495 in sales, for which your referral fee will be: $1000.00

100 orders online = $1000.00
Total = $1000.00

***BONUS***TWO-TIER PROGRAM***
In addition to your referral fee Retirement Calculator, Inc. will pay a bonus for affiliates that sign the Retirement Calculator, Inc. Affiliate program under you which means by recruiting more affiliates you earn a $5.00 bonus for every affiliate that signs up under you.
For example, suppose you sign up 25 affiliates under you in the same 30-day month at no cost to the new affiliate you will receive an additional $125.00 dollars that month.

25 affiliates under you = $125.00 Bonus + $1000.00 Referral Fee = $1125.00 Total

Referral Fee Payment: Retirement Calculator, Inc. will send a referral fee check for the applicable referral fee approximately 5 days after the 1st of each calendar month. A statement of customer purchase activity to the Participant will be sent each quarter of the calendar year. Participant needs to accumulate at least $50.00 in referral fees before any payments or customer purchase activity will be sent.

Referral Fees:

Returns and Cancellations: If a referral fee qualifying product is later returned or cancelled by credit card by the customer, its referral fee will be deducted from the next monthly payment sent to the Participant. If there is no next monthly payment, the Participant will be billed.

Order Processing: Retirement Calculator, Inc. will be solely responsible for processing every order placed by a customer following a special link from your sponsoring website. Order entry will use Retirement Calculator, Inc. secure online ordering process. Order forms, payment processing, electronic data interchange, cancellations, returns, and related customer service are the responsibility of Retirement Calculator, Inc.

All of the rules, operating procedures and policies of Retirement Calculator, Inc. regarding customer orders and accounts will apply to orders we receive through special links on your sponsoring website. Retirement Calculator, Inc. reserves the right to reject any order that does not comply with our rules, operating procedures and policies.

Tracking of Sales: Retirement Calculator, Inc. will be solely responsible for tracking sales we make to customers who follow special links from the sponsoring website. The Participant will be solely responsible for ensuring that these special links are formatted properly, a necessary prerequisite to tracking such sales. Statements of Retirement Calculator sales activity will be provided to the Participant in real-time with a special URL that they are assigned.

Promotional Techniques: You are free to promote the link to Retirement Calculator, Inc. in all the ways we recommend in the introduction email letter you receive by email immediately after you sign up. Examples of acceptable ways to promote the Retirement Calculator are: through banners, text links, letters of recommendation to newsletters subscribers or your client base. However, if you use SPAM (in any way, shape or form, including email and newsgroup spamming), or offer the Retirement Calculator Version 3.0 on any WAREZ, CRACK, or SPAM oriented site, your account will be immediately terminated! Any referral fees not paid up to the point of termination will not be paid to you and will be property of Retirement Calculator, Inc. As well, if you choose to promote the Retirement Calculator, Inc. Affiliate Program, it can only be promoted as a two-tier business opportunity. This program is not a MLM (multi-level marketing) opportunity and as an affiliate, you cannot promote it as MLM. If you promote the Retirement Calculator, Inc. Affiliate Program as MLM your account will be immediately terminated. Any referral fees not paid up to the point of termination will not be paid to you and will be property of Retirement Calculator, Inc.

References/Testimonials: You agree to cooperate with Retirement Calculator, Inc. in the development of joint press releases and testimonials. You further agree that you will allow us to use your company name in marketing collaterals and make reference to you on our website.
Associates Signing-Up Under Themselves: We will not tolerate current associates signing themselves up as sub-associates under their own assigned referral number in order to generate the additional commissions for their own sales. We have extensive tracking software in place to deter this. If we find that this ever the case, the account(s) in question will be immediately terminated and any referral fees unpaid since our last referral payout will remain sole property of Retirement Calculator, Inc.

Copyrighted material: As the Participant, you are solely responsible for ensuring that your reviews, Retirement Calculator 3.0 descriptions and articles (if applicable at your site) obey all applicable copyright and other laws. You must have express permission to use another party's copyrighted material. Retirement Calculator, Inc. will not be responsible if you use another party's copyrighted material in violation of the law.

Retirement Calculator, Inc. policy applies to all orders: Every customer who buys a product through this program is deemed to be a customer of Retirement Calculator, Inc. The Participant does not have the authority to make or accept any offer on behalf of Retirement Calculator, Inc. All Retirement Calculator, Inc. policies regarding customer orders, pricing and problem resolution, will apply to these customers. Retirement Calculator, Inc. is not responsible for any representations made by the Participant which contradict our policies.

Product prices and availability: The price charged for every product sold under this program will be determined by Retirement Calculator, Inc. according to our own pricing policies. In case of any price discrepancies, the price charged to the customer will always be the price listed on Retirement Calculator, Inc. webpage linked from your sponsoring website. Product availability is unlimited for the life of the product at Retirement Calculator, Inc.

Website service interruption: Retirement Calculator, Inc. will make every effort to keep its website operational. However, certain technical difficulties may, from time to time, result in temporary service interruptions. The Participant agrees not to hold Retirement Calculator, Inc. liable for any of the consequences of such interruptions.

Trademarks, Trade Names, & Patents: You hereby recognize our right of ownership of all Trademarks, Trade Names, and Patents associated with these services. You will act consistently with these rights and act to preserve them in the course of marketing and sales of these services. We grant you the right to our Trademarks and Trade Names in connection with marketing and sales of these services.

Term of the Agreement: The Participant may receive referral fee payments on qualifying orders that are placed during the term of this agreement. This term will begin on the date that your application is approved by Retirement Calculator, Inc., and shall end when canceled by either party as provided below. Referral Fees earned through the date of expiration or cancellation of this agreement will remain payable only if the product sold is not canceled from their orders. Payment of the final referral fee payment to the Participant may be withheld for a reasonable time in order to ensure that the correct amount is paid.

The agreement may be modified: Retirement Calculator, Inc. reserves the right to change any of the terms and conditions in this agreement, at any time and in its sole discretion, by posting a new agreement on our website.

Cancellation of this agreement: Either Retirement Calculator, Inc. or the Participant, acting in their sole discretion, may choose to cancel this agreement at any time by written notice of cancellation to the other.

Warranty Disclaimer:

Retirement Calculator, Inc. makes no warranties, representations or conditions with regard to the program or, except as expressly set forth in Retirement Calculator, Inc.'s then current product sales policies, any products sold thereunder, whether express or implied, arising by law or otherwise, including without limitation any implied warranty of merchantability or fitness for a particular purpose or non-infringement or any implied warranty arising out of course of performance, course of dealing or usage of trade.

Limitation of Damages: Retirement Calculator, Inc. shall have no liability for any indirect, incidental, special or consequential damages or any loss of revenue or profits arising under or with respect to this agreement or the program, even if Retirement Calculator, Inc. has been advised of the possibility of such damages. Further, Retirement Calculator, Inc.'s aggregate liability arising under or with respect to this agreement or the program shall in no event exceed the total referral fees paid or payable by Retirement Calculator, Inc. to Participant under this agreement.

Miscellaneous: Participant and Retirement Calculator, Inc. are independent contractors and nothing in this agreement is intended to or will create any form of partnership, joint venture, agency, franchise, sales representative or employment relationship between the parties. Participant shall not assign this Agreement, by operation of law or otherwise, without the prior written consent of Retirement Calculator, Inc. Subject to the foregoing restriction, this agreement is binding upon, insures to the benefit of and is enforceable by the parties and their respective successors and assigns.

Governing Law: This Agreement shall be treated as though it were executed and performed in Canton, Michigan, and shall be governed by and construed in accordance with the laws of the State of Michigan (without regard to conflict of law principles). Any cause of action by you with respect to the Site (and/or any information, products or services related thereto) must be instituted within one (1) year after the cause of action arose or be forever waived and barred. All actions shall be subject to the limitations set forth in Section 8 and Section 10 of our terms. The language in this Agreement shall be interpreted as to its fair meaning and not strictly for or against either party. All legal proceedings arising out of or in connection with this Agreement shall be brought solely in Canton, Michigan. You expressly submit to the exclusive jurisdiction of said courts and consents to extra-territorial service of process. Should any part of this Agreement be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect. To the extent that anything in or associated with the Retirement Calculator, Inc. website is in conflict or inconsistent with this Agreement, the terms and privacy policy on the Retirement Calculator, Inc. website shall take precedence. Our failure to enforce any provision of this Agreement shall not be deemed a waiver of such provision nor of the right to enforce such provision.

I have read the agreement and agree to all terms and conditions of the Affiliates Agreement.
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